Any materials uploaded and submitted by you, including (but not limited to) photos, videos, gifs, images, graphics, text, etc. are subject to the following terms and conditions: 1) You retain ownership of the submitted material, but you grant Total Choice a worldwide, royalty-free, perpetual irrevocable right and license, without sublicense (through multiple tiers) to use, reproduce, distribute, create derivative works of, and publicly use or display such materials solely in connection with production or provision of any product or service you request, or to show how your materials would appear on our products and/or services. 2) While you retain ownership of your submitted materials, any template or layout in which you use to arrange or organize your materials through tools and features made available on our website are not proprietary to you, and all rights remain with Total Choice. 3) You represent or warrant that you own or possess all necessary rights to your submitted content, and that your materials do not infringe, misappropriate, use or disclose without authorization, or will otherwise not violate any copyright, trademark, trade secret right or other intellectual property or property right of any third party, and that the materials are not unlawful, fraudulent, threatening, abusive, hateful, libelous, defamatory, obscene, confusingly similar to known brands or branded products, or otherwise objectionable. 4) You give full consent to the use of your likeness, and/or you have obtained written consent/release/permission of every identifiable individual who appears in your submitted content to use such individual’s likeness, for purposes of using and otherwise exploiting your submitted materials in any manner contemplated by these terms, or if any such identifiable individual is under the age of majority (18 in the United States), you have obtained such consent from the minor’s adult parent or legal guardian. 5) You agree to indemnify and hold us, our directors, officers, shareholders, employees, contractors, agents, representatives, affiliates, and third party users harmless from and against any and all claims, causes of action, liabilities, damages, losses, expenses and costs (including, without limitation, attorneys’ fees) that arise directly or indirectly out of or from: (i) your violation of these Terms, any other agreement or terms of use with us, any representation or warranty contained herein or therein or any applicable law; (ii) your submitted materials; (iii) your activities in connection with obtaining any products or services from us, or (iv) any activity related to access to or use of your account by you or any other person. 6) Any materials that violate these Terms may be removed; provided, however, that we have no obligation to remove materials in response to user reports or requests. Total Choice is not responsible for, not will have any liability for, the removal, non-removal, or loss of any of your submitted materials from our website. We recommend you keep backup copies of all content submitted on your hard drive or other personal backup system. 7) Total Choice reserves the right to refuse business and/or service to any person at any time.